BBC 'Moneybox' On Self Build
Posted 02 June 2015 - 10:09 AM
Do you proactively check your credit rating with the various agencies (noddle.co.uk is free, creditexpert.co.uk is chargeable but has a free intro period)?
It's good practice and an ideal way to see if your history is good and accurate and also an early warning that your identity has been compromised by fraudsters.
Posted 02 June 2015 - 10:27 AM
I suspect your right about it being a box ticking exercise, with selecting "retired" in the occupation box raising a red flag to ask more questions!
Posted 02 June 2015 - 10:32 AM
Applying for new (non savings) bank accounts, credit cards, mortgages, loans etc can pull your score down temporarily until you re-establish good credit history with the new products.
Is 'blogger' a recognised occupation yet?
Posted 02 June 2015 - 10:35 AM
Edited by warby, 02 June 2015 - 10:35 AM.